Environments
Pago46 operates in two distinct environments: Sandbox for testing and Production for real transactions. Each environment has its own characteristics and configuration requirements.
Traditional integration flow
- Identify whether you are a Merchant or a Payment Provider.
- Identify the flow you want to integrate: Collections (Pay-In) or Withdrawals (Pay-Out).
- Send an email to
contacto@pago46.comindicating your role (Merchant or Payment Provider), country of operation, and the flow you want to integrate. - You will receive credentials for the Sandbox environment and access to the documentation.
- Perform the required tests in Sandbox.
- When you are ready for production, request production credentials from your account manager.
Testing (Sandbox)
| Pago46 Service | Base URL | Notes |
|---|---|---|
| Main API | https://api.dev.pago46.io/api/v1 | HTTPS REST API integration point with HMAC signature. |
| Checkout (web payment application) | https://checkout.dev.pago46.io | Hosted page for consumers to complete payment flows. |
Amounts processed in sandbox do not generate real money movements.
Production
| Pago46 Service | Base URL | Notes |
|---|---|---|
| Main API | https://api.prd.pago46.io/api/v1 | HTTPS REST API integration point with HMAC signature. |
| Checkout (web payment application) | https://checkout.prd.pago46.io | Hosted page for consumers to complete payment flows. |
| Pago46 app (web) | https://app.pago46.io | Works in any browser, with nothing to install. It can be added to the home screen on iPhone and Android. |
| Pago46 app (Android) | Google Play | The same app published on Google Play. |
Anyone can create an account in the Pago46 app; to operate as a Socio46 partner you must complete identity verification.
Availability monitoring
For production operational visibility, review the Service Status page, where you can find active incidents, scheduled maintenance, and subscription options for email and Slack.
Sandbox and production keys are not interchangeable. Request them from your account manager.
Choose your guide
I'm a Merchant
I want to collect payments or send money to my users.
I'm a Payment Provider
I have physical points and want to process Pago46 transactions.